12/18/14: NEC/SGE: Caroline Ratcliffe, Urban Institute

  • 18 Dec 2014
  • 12:00 PM - 1:30 PM
  • Chinatown Garden Restaurant 618 H St NW


  • Members of SGE, NABE and certain other groups
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Caroline Ratcliffe

Labor and Social Policy Center

Urban Institute

"Local Conditions and Delinquent Debt"

Dr. Ratcliffe will discuss joint work with her colleages at the Urban Institute (Breno Braga and Signe-Mary McKernan) and the Consumer Credit Research Institute of the Encore Capital Group (John Chalekian, Peifang Guo, and Christopher Trepel). The paper uses unique individual-level credit bureau data to examine the geographic concentration of US consumers’ total debt and delinquent debt down to the census-tract level. They also examine the extent to which delinquent debt undefinedas measured by debt in collectionsundefinedis associated with local-area characteristics such as health insurance coverage, home price, rents, unemployment, and households’ demographic characteristics.

Caroline Ratcliffe is an economist and expert in the asset building and poverty fields. Her research focuses on low-income families and underserved consumers, and she has published extensively on the role of emergency savings, homeownership, poverty dynamics, and welfare receipt.

Ratcliffe has conducted experimental and quasi-experimental analyses to estimate the effect of programs on low-income families. She is directing the evaluation of the MyAccountCardpilot, which aims to help low-income families avoid expensive refund anticipation loans and checks, move them into the financial mainstream, and accumulate savings.

Ratcliffe has written extensively on how welfare programs and state welfare policies affect low-income families’ benefit receipt and economic well-being, and has explored how poverty status at birth relates to childhood poverty persistence. She held previous positions at the Congressional Budget Office and Brookings Institution, and has been a visiting associate professor at Georgetown University, teaching in its public policy program.

Reservations open through Wednesday, 12-17-14

Press:  Please email :info@national-economists.org with your attendance status and the date of attendance. It will be assumed that lunch is NOT requested.   If lunch is requested, please contact me in advance, prior to the date of the event, for registration and payment instructions at the member rate.

Credit Card payment is non refundable but you may substitute someone in your place for attendance.

Adrian Kugler, Vice Provost at Georgetown and former Chief Economist at DOL

Adriana Kugler

Vice Provost 

Georgetown Univeristy

Former Chief Economist at DOL

Adriana Kugler is Vice-Provost for Faculty and Full Professor at the McCourt School of Public Policy. She was founder and Co-director of the International Summer Institute on Policy Evaluation between 2010-2013. She served as Chief Economist of the U.S. Department of Labor in 2011 and 2012. Prior to coming to Georgetown, she was Full and Associate Professor at the economics departments at the University of Houston and at University Pompeu Fabra in Barcelona.

Her research interests include labor markets and policy evaluation in developed and developing countries. Her work includes contributions on the role of public policies, unemployment, and immigration. Her contribution on the impact of policies and regulations was recognized with the 2007 John T. Dunlop Outstanding Scholar Award from the Labor and Employment Relations Association. More recently, one of her papers garnered the 2010 First Prize for Best Contribution in the area of “Globalization, Regulations and Development” from the Global Development Network.

Her work has been published in a variety of top general interest and specialized journals including the American Economic Review, the Review of Economic & Statistics, the American Economic Journal: Applied Economics, the Economic Journal, the Journal of Labor Economics, the Journal of Public Economics, the Journal of Development Economics and the Journal of Policy Reform. Her research has been covered in multiple reports, including he World Development Report published by the World Bank, and the annual development reports published by the Inter-American Development Bank and the OECD.

Her research and policy work have been covered in The Economist magazine, the Washington Post, the Wall Street Journal, the Financial Times, the LA Times, the Chicago Tribune, NBC Latino, CNN Money, FoxBusiness, C-SPAN, Nightly Business News, Univision, Telemundo, NTN24, NPR and in the Joint Economic Committee of Congress. See links below:

C-SPAN: http://www.c-spanvideo.org/program/307480-1

NTN24: http://youtu.be/s5x9xJhQLkQ

The Economist: http://www.youtube.com/watch?v=rRnAekrO54A 
Professor Kugler was an elected member of the Executive Committee of the European Association of Labor Economists for 6 years. She is Associate Editor of the Industrial and Labor Relations Review and she serves on the editorial boards of the Journal of Labor and Development, Labor Economics, Economia, the British Journal of Labor Relations, and the Applied Economics Quarterly Journal.

She is a Research Associate of the National Bureau of Economic Research and Research Fellow of the Center for Economic Policy Research, Institute for the Study of Labor, Centre for Research and Analysis of Migration and the Center for the Study of Poverty and Inequality at Stanford University. She is also Senior Fellow at the Center for American Progress.

Professor Kugler earned her Ph.D. from the University of California at Berkeley in 1997 and her Joint BA in Economics and Political Science with First Class Honors from McGill University in Canada in 1991.